IJTEEE
International Journal of Technology Enhancements and Emerging Engineering Research (ISSN 2347-4289)
PREVIOUS PUBLICATIONS



IJTEEE >> Volume 2 - Issue 9, September 2014 Edition



International Journal of Technology Enhancements and Emerging Engineering Research  
International Journal of Technology Enhancements and Emerging Engineering Research

Website: http://www.ijteee.org

ISSN 2347-4289



Mobile Money Transaction As A Drive Towards Improvement Of Farm Produce Sales To Small Scale Farmers In Trans Nzoia County A Study Of Women In Kitale Town

[Full Text]

 

AUTHOR(S)

Neyole Misiko Jacob

 

KEYWORDS

Key words: Mobile money transfer; small scale production; food security; technology

 

ABSTRACT

ABSTRACT: Poverty among women in Trans Nzoia district is mainly caused by poor returns from the sale of their farm produce, the main income generating activity of the women groups in the area. Poverty has also been occasioned by the small parcels of land which produce minimal yields, such as maize, vegetables and cereals. These women, a majority being old and semi-literate, are in dire need of high incomes to cater for the ever-growing needs. As it has been shown in other developing countries and elsewhere in Kenya, small-scale farming entangled with mobile money transfer technology can provide constant flow of income of up to three times what is earned from traditional marketing of their farm produce that is harvesting and taking to market for sale. Further embracing this fast rising technology provides high income through easy money transfer and transaction settlement. This paper will discuss the potential of mobile money, specifically to small scale farmers in fighting poverty among the rural women. High income translates to better standards of living, in that the women will be better able to meet the basic requirements of clothing, food, education and shelter for themselves and the orphans under their care. In addition by engaging in mobile money as a means of transaction of their farm produce will improve their negotiation skills alongside entrepreneurial skills.

 

REFERENCES

[1] 2006 Kenya ICT Strategy, Ministry of Information and Communication, GOK, Nairobi, Kenya.

[2] Appropriate Technology for Sustainable Food Security Policy brief report 0f August, 2001 accessedat http://www.ifpri.org

[3] Alain de janvry and jean- Jacques Dethier (1985) Tech-nological Innovation in Agriculture. The Political Economy of Its Rate and Bias. The World Bank, Washington, D.C.

[4] B. M. Kiula and J. M. Wafula (2010) ICT Penetration and Utilization in Local Authorities in Kenya: The Status and Implications. Jomo Kenyatta University of Agriculture and Technology, Nairobi, Kenya

[5] Geeta Nagarajan and Sherri Haas, (2011) Transforming Mobile Money into Food in Kenya. IRIS Center. Nairobi, Kenya (July)

[6] Kothari, C. R. (2004). Research Methodology, Methods and Techniques, 2nd Edn, New Age International (P) Ltd Publishers, New Delhi, India.

[7] Mugenda, O. M. and Mugenda, A. G. (2003). Research Methods: Quantitative and Qualitative Approach, Acts Press, Nairobi, Kenya.

[8] Plyler, Megan, Sherri Haas and Geetha Nagarajan. 2010. Community Level Economic Effects of M-PESA in Kenya: Initial Findings. College Park: The IRIS Center, University of Maryland College Park.

[9] Robert, S. (2005). Core ICT Indicators: Partnership on Measuring ICT for Development, UNESCWA, Geneva, Switzerland.

[10] UNDP, Human Development Report 2007: Globalization and the Least Developed Countries: Issues in Technology, New York and Oxford, 2001.


[11] UNEP, Poverty Environment Initiative Project, and the National Environment Management Authority. 2007. District environmental action plan: 2006-2011 Murang' a District. http://www.unpei.org/PDF/kenya-Muranga-DEAP-June-2007.pdf.

[12] USAID 2005 Draft report on gender and agriculture. Washington DC: USAID/WID (May).